Biometric Cards

General

The "convenience" of contactless payments and the "security" of biometric authentication in one card.

Biometric payment cards represent the future generation of contactless payment cards. In the present world, that has fully recognized the many advantages of contactless technology in terms of speed, practicality and hygiene, as a consequence of the Covid-19 pandemic, the biometric payment card represents a state-of-the-art solution that allows consumers to enjoy all the benefits of contactless payment, but with the security of biometric authentication.

The biometric authentication of the card takes place in real time, through the scan of the cardholder’s fingerprint, that was previously stored on the card. During the payment, the cardholder places its finger over a small scanner embedded in the card and the card draws power from the card reader to activate the fingerprint reader. If there is a match between the cardholder’s fingerprint and the one recorded on the card, the payment will be authorized.

Therefore, there is no need for any transaction limit or PIN use. Each fingerprint is unique and difficult to reproduce, so it is extremely difficult that the card can be used improperly. Moreover, data are stored only on the card and nowhere else, thus reducing the risk of fraud related to data theft.

BEST SHOPPING EXPERIENCE FOR CONSUMERS
The high level of security of biometric cards ensures greater tranquility for consumers. The transaction is very fast, because it does not require a PIN neither for high amounts. Both factors offer consumers a truly satisfying shopping experience.

IMMEDIATE BENEFITS FOR SHOPS AND RETAILERS
A faster checkout in shops allows the increase in the number of daily transactions and, therefore, in the number of sales and in the overall efficiency of the store. Furthermore, thanks to the high level of security of biometric cards, the costs related to fraud are reduced.

ADVANTAGES FOR BANKS AND CREDIT INSTITUTES
Biometric payment cards represent an element of innovation and differentiation that can be offered to customers. The biometric authentication protects transactions without compromising users’ privacy, with a consequent increase in brand loyalty based on trust and convenience. They also help reduce the costs associated with fraud and due to data theft or the improper use of stolen and lost cards.

WATCH THE VIDEO AND DISCOVER HOW BIOMETRIC CARDS WORK